Public Liability Insurance
Protection for third parties and the public
Overview
Universal App Company maintains Public Liability Insurance to protect against claims made by third parties for injury or property damage arising from our business activities.
Coverage Details
| Level of Cover: | £1,000,000 |
|---|---|
| Policy Type: | Public Liability Insurance |
| Coverage Period: | Annually Renewable |
| Territorial Limits: | United Kingdom |
| Policy Limit: | Any one event |
What is Covered
Our Public Liability Insurance provides cover for:
- Personal injury to third parties
- Damage to third party property
- Legal costs and expenses associated with defending claims
- Compensation payments if we are found liable
Coverage Scenarios
Examples of situations covered by our Public Liability Insurance include:
- Injury to a visitor at our premises
- Accidental damage to client property while on their premises
- Injury or damage caused by our equipment
- Claims arising from exhibitions, conferences, or events we attend
Why This Matters
Public Liability Insurance is important because it:
- Protects third parties from financial loss
- Demonstrates responsible business practices
- Is often required when visiting client premises
- Is frequently a prerequisite for public sector contracts
- Provides financial protection for our business
Risk Prevention
While we maintain comprehensive insurance coverage, we prioritize preventing incidents through:
- Health and Safety policies and procedures
- Regular risk assessments
- Staff training on safety awareness
- Maintenance of equipment and premises
- Clear safety protocols for client site visits
Claims Handling
In the event of an incident that could lead to a claim:
- Immediate action will be taken to mitigate any harm or damage
- The incident will be documented thoroughly
- Our insurers will be notified promptly
- Full cooperation will be provided during investigation
- All affected parties will be kept informed
Certificate of Insurance
We can provide a Certificate of Insurance to clients, venues, and procurement teams upon request. This confirms our current level of cover and policy details.
To request a certificate, please contact:
Email: procurement@universalappco.com
Policy Maintenance
Our Public Liability Insurance is reviewed and renewed annually to ensure:
- Coverage remains adequate for our operations
- Policy terms reflect current best practices
- There are no gaps in coverage
- All new business activities are covered
Additional Coverage
In addition to Public Liability Insurance, we maintain:
- Professional Indemnity Insurance for professional services
- Employers' Liability Insurance as required by law
- Cyber Insurance for digital risks
Further Information
For detailed information about our Public Liability Insurance, including specific terms, conditions, and exclusions, please contact our procurement team.
Last Updated: January 2024